What This Policy Covers in India
We collect the data needed to keep your account working, confirm requests and settle payment actions you start from India. That can include your name, contact details, device signals, login history, cookie data and the records tied to UPI, Paytm or PhonePe transactions. We use it
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for account security, fraud checks, service messages, legal compliance and to respond when you ask for access, correction or deletion where local law allows. We may share limited data with payment partners, hosting vendors and verification partners who act for us under contract. We keep records
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only for as long as needed for the account, dispute handling and tax or legal duties in the region tied to your profile. Where data has to stay longer, we keep the stored set as small as possible and separate active account data from archived records.
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If access or eligibility is mentioned anywhere on this page, it depends on local law and is available where local law permits. That same rule applies to any request that reaches us from outside India.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.